See what I can afford 
Ownership costs new vs. used 
Get my credit score 
Calculate my mortgage 
Get pre-approved 
Prep my home for sale 
Homeowners insurance 
Get offers on my home Get Pre-Approved
Try the lender tool below for quick access to rates, fees, estimated payments, and loan application links for lenders in your area!
How do I find the right lender and get pre-approved for a loan?
One of the most important steps in the homebuying process is choosing your lender and securing your mortgage with them. Most homeowners chip away at their mortgage for decades – you’ll want to make sure you pick the right lender to work with in the long haul.
You have many options to choose from, with banks, mortgage companies, loan officers, and loan brokers all competing for your business. Your builder may have an affiliated lender to recommend to help you streamline the process.
You’re counting on your lender to guide you through the process of securing your mortgage, including explaining the different kinds of loans and loan terms available, helping you put your best financial foot forward to qualify, and assisting you through all of the paperwork involved. They’ll also keep you up to date on how your application is progressing.
Lenders can pre-approve you for a loan by investigating your credit history to determine if you would be a suitable candidate. To get pre-approved, you can provide lenders with your financial information and certain details about your purchase.
Our lender tool gives you quick access to rates, fees, estimated payments, and loan application links for lenders in your area. You can also ask friends for referrals, scour reviews, and check the Better Business Bureau for complaints. When you have a shortlist of top contenders, meet with these lenders to see what services and loan products they can offer you.
Frequently asked questions
Before you approach lenders for a mortgage, get your personal finances in shape to ensure you’re in the best position to secure a loan, while doing your homework on mortgage rates and terms so you have an idea of what types of loans you’re most interested in.
To get a better understanding of how your lender operates, ask them how they prefer to communicate with clients, how quickly they respond to queries, how long their turnaround times are on preapprovals and closing, what their fees may be, and what loan products and rates they offer.
You can get preapproved for a loan by more than one lender – you’ll simply provide lenders with your financial information including your Social Security Number, banking information, outstanding debts, recent tax returns, salary, and your down payment.
